RACV Domestic Review

Insurance provider View more details. This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) as registered with the Australian Financial Complaints Authority. You can look up your insurer's provider in the AFCA comparative tables to see how likely consumers were to bring a travel insurance dispute to AFCA about them.: Tokio Marine

Policy age limit View more details. In years (up to and including given number).: Unlimited

Cancellation covered View more details. Limit per person for cancellation or amendment expenses. No means 'not covered'. Cover is assessed on individual circumstances.: Yes
Cancellation expenses View more details. Limit per person for cancellation or amendment expenses. No means 'not covered'. Cover is assessed on individual circumstances.: $Unlimited

Additional expenses for interrupted travel View more details. The limit for additional travel expenses per person if travel is interrupted by an insured event (not including injury or sickness as that is covered separately under 'Additional travel expenses for injury or sickness'). No means 'not covered'. Cover is assessed on individual circumstances.: $25000

Additional expenses for special event View more details. Cover limit for additional travel expenses to reach a special event such as a wedding, conference or sporting event on time if the scheduled transport is cancelled or delayed. No means 'not covered'. Cover is assessed on individual circumstances.: $No
Additional expenses for pre-paid travel arrangements View more details. Cover limit for additional travel expenses to reach pre-paid travel arrangements on time if the scheduled transport is cancelled or delayed. Cover is assessed on individual circumstances.: No

Travel delay expenses View more details. Limit per person for additional meal and accommodation expenses if scheduled transport is delayed. No means 'not covered'. Cover is assessed on individual circumstances.: $1500
Hours before travel delay covered View more details. The minimum number of hours before transport delay is covered. No means 'not covered'. Cover is assessed on individual circumstances.: 6
Limit per 24 hour period for travel delay View more details. Limit per person per 24 hour period for this transport delay. No means 'not covered'. Cover is assessed on individual circumstances.: $250

Baggage expenses View more details. The overall limit per person for stolen or damaged personal belongings. No means 'not covered'. Cover is assessed on individual circumstances.: $7500
Single unspecified item View more details. Limit for a single unspecified item. No means 'not covered'. Cover is assessed on individual circumstances.: $500
Video or photo camera View more details. Limit per item for a video or photo camera. No means 'not covered'. Cover is assessed on individual circumstances.: $1500
Laptop or tablet View more details. Limit for a laptop or tablet. No means 'not covered'. Cover is assessed on individual circumstances.: $1500
Smartphone View more details. Limit for a smartphone. No means 'not covered'. Cover is assessed on individual circumstances.: $500
Limit for baggage lost temporarily View more details. Overall limit for a single person for baggage lost temporarily. No means 'Not covered'. Cover is assessed on individual circumstances.: $500
Family limit for baggage lost temporarily View more details. Overall limit for a family for baggage lost temporarily. No means 'Not covered'. Cover is assessed on individual circumstances.: $1000
Hours before cover applies for baggage lost temporarily View more details. The minimum period of time in hours before which cover applies for temporarily lost baggage. No means 'Not covered'. Cover is assessed on individual circumstances.: 10

Rental car excess View more details. Cover collision damage excess for a hire car. No means 'Not covered'. Cover is assessed on individual circumstances.: Yes
Limit for rental car excess View more details. Limit for collision damage excess for a hire car. No means 'Not covered'. Cover is assessed on individual circumstances.: $5000

Member reviews

Tokio Marine insurance provider.