People's Choice Credit Union Domestic review
CGU insurance provider.
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Insurance provider
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This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) as registered with the Australian Financial Complaints Authority. You can look up your insurer's provider in the AFCA comparative tables to see how likely consumers were to bring a travel insurance dispute to AFCA about them.
- CGU
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Policy age limit
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In years (up to and including given number).
- Unlimited
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Cancellation covered
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Limit per person for cancellation or amendment expenses.
No means 'not covered'. Cover is assessed on individual circumstances.
- Yes
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Cancellation expenses
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Limit per person for cancellation or amendment expenses.
No means 'not covered'. Cover is assessed on individual circumstances.
- $25000
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Additional expenses for interrupted travel
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The limit for additional travel expenses per person if travel is interrupted by an insured event (not including injury or sickness as that is covered separately under 'Additional travel expenses for injury or sickness').
No means 'not covered'. Cover is assessed on individual circumstances.
- $10000
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Additional expenses for special event
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Cover limit for additional travel expenses to reach a special event such as a wedding, conference or sporting event on time if the scheduled transport is cancelled or delayed.
No means 'not covered'. Cover is assessed on individual circumstances.
- $2000
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Additional expenses for pre-paid travel arrangements
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Cover limit for additional travel expenses to reach pre-paid travel arrangements on time if the scheduled transport is cancelled or delayed.
Cover is assessed on individual circumstances.
- Yes
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Travel delay expenses
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Limit per person for additional meal and accommodation expenses if scheduled transport is delayed.
No means 'not covered'. Cover is assessed on individual circumstances.
- $No
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Hours before travel delay covered
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The minimum number of hours before transport delay is covered.
No means 'not covered'. Cover is assessed on individual circumstances.
- No
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Limit per 24 hour period for travel delay
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Limit per person per 24 hour period for this transport delay. No means 'not covered'. Cover is assessed on individual circumstances.
- $No
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Baggage expenses
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The overall limit per person for stolen or damaged personal belongings.
No means 'not covered'. Cover is assessed on individual circumstances.
- $2500
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Single unspecified item
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Limit for a single unspecified item.
No means 'not covered'. Cover is assessed on individual circumstances.
- $500
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Video or photo camera
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Limit per item for a video or photo camera.
No means 'not covered'. Cover is assessed on individual circumstances.
- $1500
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Laptop or tablet
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Limit for a laptop or tablet.
No means 'not covered'. Cover is assessed on individual circumstances.
- $1500
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Smartphone
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Limit for a smartphone.
No means 'not covered'. Cover is assessed on individual circumstances.
- $500
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Limit for baggage lost temporarily
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Overall limit for a single person for baggage lost temporarily.
No means 'Not covered'. Cover is assessed on individual circumstances.
- $500
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Family limit for baggage lost temporarily
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Overall limit for a family for baggage lost temporarily.
No means 'Not covered'. Cover is assessed on individual circumstances.
- $1000
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Hours before cover applies for baggage lost temporarily
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The minimum period of time in hours before which cover applies for temporarily lost baggage.
No means 'Not covered'. Cover is assessed on individual circumstances.
- 10
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Rental car excess
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Cover collision damage excess for a hire car.
No means 'Not covered'. Cover is assessed on individual circumstances.
- Yes
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Limit for rental car excess
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Limit for collision damage excess for a hire car.
No means 'Not covered'. Cover is assessed on individual circumstances.
- $4000