Kogan Pet Primary Cover policy
Accident cover for cats and dogs.
-
Cover type
View more details.
- Accident and illness is the most comprehensive and includes accidental injuries, cancer and other illnesses.
- Accident is for things like broken bones, spider and snake bites.
- Extended accidental injury covers accidents and some specified illnesses.
- Indoor cat refers to cancer and other illnesses.
- Major events refers to accidental injuries and some major illnesses.
- Accident
- Animals covered
- Cats and dogs
-
Minimum age for new cover
View more details.
The insurer won't cover animals younger than this.
- 8 weeks
-
Maximum age for new cover
View more details.
The insurer won't sell a new policy for animals older than this.
- No maximum age
-
Maximum benefit per year
View more details.
Maximum benefit per year. For accident and illness policies the maximum limit is normally combined for accidents and illnesses.
- Up to $8000
-
Excess
View more details.
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
- Choose excess from $0 or $50
-
Benefit paid per claim
View more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you make a $1000 claim, you pay $200 (plus excess) and the insurer pays $800.
- 80% vet bill covered
-
Routine care
View more details.
This is additional cover that pays for things like vaccinations and teeth cleaning. May also be called "wellness care" "or "tender loving care".
- Optional
- Insurer
- Kogan
- Underwriter
- PetSure (Australia) Pty Ltd
- Website
- koganpetinsurance.com.au
- Phone number
- 1300 001 738
-
PDS date
View more details.
The date of the product disclosure statement (PDS) used in this comparison. If a supplementary PDS is issued we'll show that date.
- 10/3/2021
-
Pre-existing conditions
View more details.
Pet insurance doesn't cover pre-existing conditions by default, but you can sometimes get cover by serving a waiting period and making an application to the insurer.
- Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months
-
Vet consults
View more details.
Benefit for ordinary vet visits.
- Up to $300
-
Emergency treatment
View more details.
Cover for emergency after-hours vet visits.
- Yes
-
Hereditary conditions
View more details.
Cover for hereditary and genetic conditions.
- No
-
Paralysis tick treatment
View more details.
Benefit for paralysis tick treatment.
- Up to $1200
-
Cruciate ligament damage
View more details.
Benefit for cruciate ligament injury treatment.
- Up to $2600
-
Skin conditions
View more details.
Benefit for treating skin conditions.
- Yes
-
Motor vehicle injury
View more details.
Cover for injuries sustained in a motor vehicle collision.
- Yes
-
Swallowing foreign objects
View more details.
Cover for treatment after your pet eats something it shouldn't have.
- Yes
-
Burns
View more details.
Cover for accidental burns.
- Yes
-
Electrocution
View more details.
Cover for accidental electrocution.
- Yes
-
Snakebite
View more details.
Cover for treatment of snakebite.
- Yes
-
Allergic reaction
View more details.
Cover for allergic reaction treatment. Allergic reactions to fleas and insect bites are normally excluded.
- Yes
-
Bone fracture
View more details.
Cover for broken bones.
- Yes
-
Patella luxations and elbow dysplasia
View more details.
Cover for common conditions affecting leg joints.
- No
-
Illness caused by parasites
View more details.
Cover for treatment of illness caused by internal or external parasites.
- No
-
Necessary euthanasia
View more details.
The cost of putting your pet down, when necessary.
- Yes
-
Lost animal
View more details.
The amount the insurer pays if your pet is lost, stolen or runs away.
- No
-
Alternative therapies
View more details.
Optional alternative therapy cover usually entails a small benefit under routine care. This includes things like physiotherapy, acupuncture and hydrotherapy.
- Optional
-
Legal liability
View more details.
Cover when you are responsible for injury, damage or death caused by your pet
- No