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Home and contents insurance

Protect your most valuable assets against unexpected major disasters and minor mishaps.

Review and compare

Home and contents insurance comparison We compare and rate dozens of home insurance policies to help you find the right cover for your building and contents.

Contents insurance comparison Compare contents insurance policies from over 40 insurers to find the cheapest policy and the best contents insurance policies for renters or strata owners.

Buying guides

How to find the right home and contents insurance policy Protect your assets against major disasters and minor mishaps with this comprehensive guide.

How to buy the right contents insurance for renters Just because you don't own a house doesn't mean you can't protect your valuables.

Articles

How to prepare for a bushfire home insurance claim With a hot summer expected, the risk of bushfires is high. Here's what to do to prepare for a claim.

How to prepare for a flood or cyclone insurance claim Affected by floods? We outline the steps to take when it comes to your home and contents insurance.

Home insurance cover for bushfires We explain how to work out correct cover levels and manage the important details.

How to save money on your home insurance Some expert home insurance tips and tricks from CHOICE, so you don't pay more than you need to.

Report shows how insurers failed homeowners after the 2022 floods Claims were knocked back on flimsy grounds, temporary accommodations fell short, and policyholders were mistreated.

Home insurance for floods How to make sure you have the right cover when the water rises.

Why do flood insurance claims have to take so long? CHOICE highlights many problems with claims process, in joint submission to inquiry into insurers' responses to major floods.

Insurance risk warning for Airbnb hosts Many Australian hosts are leaving themselves exposed to damages claims.

Are home insurance calculators accurate? They're handy for working out how much to insure your home for, but you can run the risk of being underinsured.

Cash settlements for home and contents insurance claims If you make a claim and your insurer offers a cash settlement, here's what you need to know so you don't end up out of pocket.

CHOICE makes the case for consumers at government inquiry into home insurance After the 2022 floods, some homeowners said dealing with their insurance company was worse than the flood itself.

Alan Kirkland: 'When is a fire not a fire?' CHOICE CEO on why the government must intervene on bushfire definitions in home and contents insurance.

CHOICE report: Extreme weather putting home insurance out of reach A new research project reveals how the insurance market is failing homeowners and renters.

Backroom deals in strata insurance and how they're costing you Long-standing conflicts of interest can have a big impact on premiums.

The top five ways to save money on your renters contents insurance Find out how much you can save by switching insurers or increasing your excess, plus more money-saving tips.

Domestic building insurance The story of the worst insurance product in Australia.

Fire and flame: Does fire insurance cover you? There is no standard definition for fire insurance in home and contents insurance.

Home and contents insurance policies to avoid Looking for home insurance or reviewing your existing cover? CHOICE experts advise you to avoid these bad-value policies.

Home owners drop unaffordable insurance as extreme weather risks grow Queensland leads the country with number of 'uninsurable' homes, while experts suggest ways to approach this complex issue.

9 in 10 Australians facing higher home insurance costs Contrary to the industry code of conduct, many policyholders aren't being told why their premiums went up.

CHOICE survey: RACQ home insurance in top spot for customer experience We reveal the home and contents insurers you rate as best for customer experience, value for money and more.

Home warranty insurance Homeowners find little value for money when it comes to home warranty insurance.

How to make sure your home is still insured while you're on holiday If you're not upfront with your insurer, you could end up voiding your home and contents policy.

How to make a claim on your home and contents insurance Our expert guide to make it easier and less stressful.

How we compare home and contents insurance We trawl through dozens of policy documents so you don't have to.

What kind of flood will your insurance cover? The Industry Code of Practice redefined the term 'flood' to help protect consumers, but insurers may still challenge a flood claim – depending on the weather.

Insurance for renovators Are your home and contents covered during a remodel?

Does your insurance cover your house for storm damage? A little homework now can save you money and time in the long run.

Home and contents insurance cover for jewellery Is your expensive jewellery covered by your policy? What about when you're outside your home or overseas?

Home and contents insurance cover for your portable valuables Are your electronics, jewellery and other valuables covered when you're out and about or overseas?

Strata insurance claims Strata insurance may not pay off if your building is defective.

5 surprising things that aren't covered by your home and contents insurance Think you're covered for every eventuality? You may not be. Don't get caught out by these tricky exclusions.

Weathering a home insurance storm What can be done about out-of-control home insurance premiums up north?

Renters, here's why you shouldn't drop your contents insurance Budgets are tight, but you might be surprised by how much value your policy can deliver. Plus, how to get the best deal.

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