Skip to content   Skip to footer navigation 

Compare RAC insurance

What to know about RAC insurance, including customer satisfaction ratings and available discounts.

RAC
CHOICE staff
CHOICE staff
Fact-checked

Fact-checked

Checked for accuracy by our qualified fact-checkers, verifiers and subject experts. Find out more about fact-checking at CHOICE.

The Royal Automobile Club of Queensland, RACQ, provides roadside assistance, motoring services, insurance, banking, travel and solar products. It has over 1.7 million members and was formed in 1905.

Phone: 131 905

Website: racq.com.au

Who owns RACQ?

RACQ is a mutual company and owned by its members. Originally founded to provide advocacy for Queensland's motorists, it started its insurance business in 1971.

Is RACQ Australian-owned? Yes

Is RACQ nonprofit? Yes

Is RACQ listed on the stock exchange (ASX)? No

 Where does RACQ operate?

  • Queensland

Which types of insurance does RACQ offer?

How satisfied are RACQ insurance customers?

In our customer satisfaction survey, RACQ was rated the best for home insurance and third best for car insurance.

Customer satisfaction with home insurance

Of the RACQ customers we surveyed, 83% rated their experience with home insurance as above average or excellent. Half of RACQ customers rated the insurer as excellent, a third rated it above average, and the rest (17%) rated it average – not one respondent rated RACQ as below average or poor.

Customer satisfaction with car insurance

Of the RACQ customers we surveyed, 80% rated their experience with car insurance as above average or excellent.

Does RACQ offer insurance discounts?

RACQ offers various discounts for insurance, including: 

  • $25 off your first year when taking out car, home or contents insurance online
  • $50 off your first year when taking out combined home and contents insurance online
  • $50 off your first year per pet when taking out pet insurance online
  • up to 13% off a combined home and contents insurance
  • up to 5% off (for each policy) if you have multiple policies with RACQ. 

Does RACQ let you claim online or in-app?

You can start home, car and other insurance claims online. However, claim updates aren't available online.

RACQ has several apps, including Roadside Assistance, but it doesn't have one for insurance.

We care about accuracy. See something that's not quite right in this article? Let us know or read more about fact-checking at CHOICE.

Stock images: Getty, unless otherwise stated.