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Credit cards and loans


What to look for, what to avoid, and how to stay out of trouble when borrowing.

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Navigating the ins and outs of credit cards and loans can be like picking your way through a minefield, blindfolded. The wrong step can lead to financial calamity. But managed well, a credit card can be convenient, and a loan can help you achieve a life dream. Don't go it alone – read our reviews, comparisons, information and buying guides, and you could OWN that minefield!

Product Groups

Home loans

Home loans

  • 13 Articles

Personal loans

Personal loans

  • 40 Articles

Credit cards

Credit cards

  • 18 Articles

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We at CHOICE acknowledge the traditional custodians of this land on which we work, and pay our respects to the First Nations people of this country. CHOICE supports the First Nations people's Uluru Statement from the Heart.

In our role as a consumer advocate, CHOICE may publish opinions of the general insurance market, with the intention of improving general insurance for Australian consumers. In addition, ACA Insight Pty Ltd (AFSL 550139) (ACA Insight), owned by CHOICE, provides any general advice on general insurance products. This advice does not take into account your objectives, financial situation or needs. Consider the appropriateness of the advice before acting on it. Read the Product Disclosure Statement relating to any insurance product before making a decision to buy it.